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DCA Planner

Model DCA against a lump sum on the same price path.

Runs offline

Enter amount per buy, count, and first/last prices.

About dca planner

Dollar-cost averaging spreads entries over time so the average price is less dependent on the day you happened to start. It is worth being honest about the trade-off: in a rising market, buying everything at the start wins, and DCA gives up that upside. What DCA buys is a smaller worst case, not a bigger best case. This models both paths side by side over a linear price path so the gap is visible rather than assumed.

Common questions

What does a DCA planner show?

How a schedule of repeated buys compares with putting the same total in at once on a price path you specify. It is a model of cash-flow timing, not a forecast that markets will reward either approach.

Is DCA always better than a lump sum?

No. On a rising path, lump sum often wins; on a falling path, DCA can buy cheaper averages. This page makes that path dependency visible with the same total capital, rather than declaring a winner in the abstract.

Does this place recurring buys on chain?

No. It is a calculator. Automating buys is a separate product surface and is not claimed here. Use the numbers to understand a schedule before you configure anything that spends.

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